Open a Student bank account online with Royal Bank and get 1 of 3 offers. Bank of Scotland has published this information at the request of the Competition and Markets Authority so you can compare the quality of service from personal current account providers. Get more information on spending abroad and how to minimise fees and charges. Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more. It consists of 16 digits and is displayed in 4 x 4 blocks. We provide all our personal and premier customers with an accessible debit card. Royal Bank Of Scotland Branch Locator. If you log in to Digital Banking we can pre-fill some of the application for you. Just in case. You must have at least £10 available in your account and an active debit card (locked or unlocked). This might be because you’re bankrupt, in financial difficulty, or if we’re not able to obtain information about your credit history. Use our handy cost calculator. You can also report your card by logging on to your Digital Banking. To be eligible to receive the chosen benefit you need to sign-up for online banking and select paperless statements. Already a Royal Bank of Scotland customer? Important basic info about the bank. Simply open the app, tap on the account that your card is linked to and select 'Manage my card' to see your options. Please take some time to review, print and/or save the important information. UK: 0370 600 0459 (24 hours) And happy to view your statements in Digital Banking - not posted. Then we can make your application as quick and simple as it can be. The marker will apply to all debit cards in your name. Other non fee paying accounts are available. Get the RBC Wallet Manage Your Youth or Student Bank Account Online, Anytime Check your balances, pay bills, set up alerts, send money and more – whenever you need to. For half that time I have been in constant contact with the branch requesting a refund of illicitly charged maintenance fees, interest charges ( which the account, as a student overdraft, should not have ). You’ll need to be 18 years old or over to apply for an overdraft. Visit today to see how we can serve you. NATWEST and Royal Bank of Scotland (RBS) customers can currently access a 3.04 percent gross pa interest rate via a linked savings account. Then your most prized possessions that you take with you may no longer be covered by Mum & Dad. A series of raised dots or lines, so you’ll know which card is your Royal Bank of Scotland card. You must be 18 or over to apply (aged 11 - 18 for the Under 19s Account and 17 or over for Student Account). 1 year Prime membership including unlimited One-Day Delivery, streaming services and more. If you're in your final year of university, you may be wondering what happens to your student account once you finish. Create, amend and cancel regular payments. Kids Bank Account | Royal Bank of Scotland - RBS This is the easiest way to keep an eye on your spending. Make payments to your saved payees (limits apply), Pay someone new without a card reader (limits apply), Pay your bills and manage recurring payments on the go (limits apply), Help with registering for digital banking, Stay on top of it all with a choice of three offers, My current account terms, rates and charges. They'll only take a minute. Show me how to… Log in. You can make payments or transfers on the go by logging in to our mobile app . Be prepared for any unexpected bills or payments with our interest free Student Overdraft. It’s been specially designed to be easier to use, especially if you have accessibility needs. Very important information about how your money is protected. Why open a UK bank account. Account opening is subject to our assessment of your circumstances and to you meeting all eligibility conditions. How much our charges will be. Subject to lending criteria. After your account is open we’ll ask you to pick your favourite offer. Royal Bank of Canada … Welcome to Royal Bank of Scotland. tastecard T&C's apply. ROYAL BANK OF SCOTLAND (RBS) has launched a new regular savings account which pays a three percent interest rate on balances up to £1,000. You can lock and unlock your card at any time using your mobile app. We'll also ask for your UCAS student code, UK mobile number and email address. Apply online. Going in to an unarranged overdraft limit can lead to payments being rejected. Our business bank account for businesses that have been trading for a year or more, with a turnover of under £2m. Understand the cost and impact of overdrafts and use our eligibility checker to find out if you’re likely to be approved below. You'll need to register for Digital Banking and choose to receive paperless statements on your account. You'll have 6 months from opening your student account to choose your offer. Royal Bank of Scotland, commonly known as RBS, is one of the UK’s leading banks. Looking to understand the costs of an overdraft of more or less than £500 over different periods of time? The Royal Bank of Scotland offer a variety of current accounts, including: Select account, an everyday current account. Apply online. Available to Royal Bank of Scotland Student current account customers, aged 18+ who've lived in the UK 3+ years. No interest paid on balances over £5,000. Your account will need to be in your sole name, have a nil balance or you wish to transfer a balance to another account held with Royal Bank of Scotland. The Royal Bank of Scotland student account is designed to make your life in higher education just that wee bit easier, we offer a choice of benefits, banking through the mobile app and an interest free £500 arranged overdraft in the first term and up to £2,000 after that. Learn about your options for opening your first student bank account in the UK and banking safety. completing a full-time undergraduate course that lasts at least 2 years or completing a full-time postgraduate course, or, training as a nurse at a UK university or college of higher education, are completing a course that has already started, or is starting within the next 6 months. From the world’s first overdraft, and the first house purchase loan by a UK bank, to the first fully-fledged internet banking service, the bank has a history of making life easier for its customers. UK Passport or Drivers Licence (full or provisional), Proof of address - Drivers Licence, Utility bill or Bank statement, Photo ID, such as Drivers licence or Passport, Proof of your address, such as a utility bill or bank statement, The account number and sort code of the account you want to change. You can easily view or cancel a Direct Debit via our Mobile App or through your Digital Banking. Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Foundation account, a basic account with stripped back features. It's a great way to start building up your credit rating for the future. We'll just ask you to send us one of the letters you've received from UCAS to confirm your student status. To qualify, each calendar month simply pay at least £1,000 into your account, stay in credit (above £0) during the monthly billing period, and pay at least two different Direct Debits from your account. If you plan to make any regular payments through direct debit (tuition fees, rent or household bills), or are receiving any support loans, it is recommended that you open a bank account in the UK. Have a look at our renters insurance. Apply online only. If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Alternative log in to Digital Banking where you can view your balance and statements, make payments, transfers and more to help manage your account. First, let's check your eligibility Use our free eligibility checker before you apply to see if you’re likely to be accepted. See how Royal Bank of Scotland could help your business, from business bank accounts, business lending and other everyday banking services. App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. All kinds of general info about our current accounts. The Student Royalties account must be your main bank account receiving regular deposits. Royal Bank of Scotland customer support Financial services compensation scheme Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. A notch carved out of the side of the card, to help you work out which way round to insert your card into a cash machine or card reader. Royal Bank's kids bank account for ages 11-18 offers a Visa Debit card and has no monthly fee. Keep your existing sort code and account number, Arranged overdraft limits will be retained. We’ve created helpful tips and tools to help you to manage your finances and support you through life’s important journeys. Visit now and you could have an account number and sort code on the same day. We’ll notify you about 60 days in advance so there's no unexpected surprises. You’ll need a few bits of info for your application: If you have a current account, credit card, loan or savings account with the Royal Bank of Scotland please let us know. If you're new to the Royal Bank of Scotland, we'll post your Visa debit card and PIN separately within a few days of opening your account. Please choose an option below to continue. The bank is committed to serving communities and putting the interests of customers first. The TOTUM card is the new name for the NUS extra student discount card, which you can use for high-street and online shopping discounts. You can choose to apply for an overdraft in your online Student application. Student and graduate accounts, for people who are currently in or have recently left further education. Joint account holders should register separately. From moving tips to banking and travel advice, the Royal Bank of Scotland is here to support you at every turn. For international students there is a £10 monthly fee that will be automatically charged to your account. You must be aged 16 or over. Locating your closest Royal Bank Of Scotland branch is quick and simple with BoT - just enter your search criteria into the box below to find the nearest bank branch locations for Royal Bank Of Scotland. If you don't repay what is owed, you could harm your credit score and borrowing capability. Telephone numbers on the back of the card are 50% larger to make reading easier. This lets you take out cash when you don't have your card but need money - great for people who accidently leave their cards at home. Download PDF (45 KB)     Send in the post. Our Life Moments section is here to help you take control of your finances as you take those first steps as a student. Plus 15% off travel to events and festivals. Travel for less with 1/3 off fares, ideal for visiting friends and family. This account offers an Overdraft facility (subject to eligibility). On the 'Account summary' page, select the account you wish to close. We’ve got a student bank account with the benefits you need to make your time here a little easier. Once chosen, you'll receive the offer within 5 working days and you can start using the offer right away. Vantage can also be added to existing Bank of Scotland Silver, Gold and Premier accounts. While you can’t set up a Direct Debit without the input of the people you are paying, you can view and cancel your Direct Debit directly with us, whenever you like. You need to be a current account holder, 18+ and a UK resident. See how to set up mobile banking. It's quick and easy to change. There are two different types of overdraft: We charge interest on both types of overdraft. Royal Bank of Scotland Digital Banking is easy, secure and lets you do all the things you need to do to manage your money online. You'll need your email address, sort code, account number and debit card to hand. Smartphone required. It's flexible, so you can tailor the cover to what you decide to take with you. With our Student Account, you can apply for an interest free tiered arranged overdraft of up to £1,500 in years one to three and up to £2,000 in years four to six. Coachcard T&C's apply. An overdraft is a form of short term borrowing and is repayable on demand. Bank of Scotland and Lloyds student accounts come with a free three-year TOTUM card - but only if you open your account by 31 October 2020. Once your card arrives we'll explain how to activate it. The Royal Bank of Scotland student account is designed to make your life in higher education just that wee bit easier, we offer a choice of benefits, banking through the mobile app and an interest free £500 arranged overdraft in the first term and up to £2,000 after that. Using your mobile app you can: *There is a maximum of 5 payments totalling £1000 per day. To be eligible for the Interest free overdraft you must use your Student Royalties Account as your main current account by depositing at least £750 every 6 months and making at least 3 debit transactions every month. You can now instantly report your card as lost, stolen or damaged through your mobile app . You need to be 17+ and live in the UK. Learn more. RBS has around 700 branches, throughout Scotland, England and Wales. You can register one trip at a time. During your application you'll need to provide us with a valid email address as this is how we'll contact you about your student offer. You can also register your travel plans via Digital Banking or by giving us a call or popping in to a branch. How we promise to treat you, if we lend you money. A Direct Debit is an agreement between you and the organisation you’re paying, which allows the organisation you want to pay to collect varying amounts from your account – but only if you’ve been given advanced notice of the amounts and dates of collection. Help with registering for digital banking, Whatever Uni looks like this year, you've got this. I have had a Royal Bank of Scotland Student Royalties Account with the Glasgow City RBS since 1999. It can include up to seven countries and last 90 days. Remember, to apply for our Student credit card you need to have a Royal Bank Student current account. Learn more. Setting up online banking takes a few minutes. Life’s big moments often mean some kind of financial change. Code, account number and email address, sort code and account and... 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